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Five Things You Need to Know If You Write High Value Homes

The high net-worth or affluent consumer market is relatively small. If we define high value homes as valued in excess of $1 million, that will include at least 1.2 million US households. Nearly half of these households are in catastrophe prone areas of the country, typically in coastal areas. According to a recent article in Insurance Journal, it is estimated that 40% of high value homes are underinsured. Often homeowners will only carry enough insurance to cover their mortgage o...

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SeaCoast Staff 7/18/2016 Comments(0)

Inland Marine Insurance – What is it and why do I need it?

As a business owner, it is possible that you have never heard of Inland Marine insurance or perhaps you have dismissed it because of the name of the coverage. You may think, my business is landlocked and doesn’t own any boats so why do I need this type of insurance? Well, think again… Inland Marine insurance was first created to cover the transport of goods over water but the coverages have been expanded to cover goods in transit over land, as well as to the property of others that a...

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SeaCoast Staff 4/5/2016 Comments(0)

Five Things You Need to Know About Our New Commercial Primary Flood Program

SeaCoast Underwriters recently announced an exciting new Commercial Primary Flood Program offering higher limits, new coverages and fewer restrictions than traditional programs. Check out these details and contact your Underwriter to get started. Higher Limits than NFIP – We offer up to $5 Million per building/location. Basic NFIP is $500,000 per building/location. We offer up to $1 Million in Contents Coverage, NFIP is $500,000. Our Rates Are Not Subject to NFIP Assessments and Fees ̵...

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SeaCoast Staff 1/25/2016 Comments(0)

How to Stay Safe This Holiday Season

The Holidays are an exciting time of year for everyone and to help ensure that kids and kids at heart have a safe and happy holiday season this year, here are some safety and mental health tips to get us all through the hectic holidays. Holiday Tree Tips Don’t buy an artificial tree without a Fire Resistant label When purchasing a live tree, check for freshness first. A fresh tree is green, the needles are hard to pull from the branches and needles do not break when bent between your finge...

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SeaCoast Staff 12/4/2015 Comments(0)

Tis the Season…for Special Event Coverages

It’s that time of year when communities large and small are preparing for seasonal events and community festivals. Pumpkin patches, fall festivals and carnivals, Christmas Tree lots and holiday parades are everywhere. If you are organizing one of these events, you know how much planning and effort it takes to make sure the event is both special and safe for everyone. Even with the most careful planning, unexpected situations can happen that you might not be prepared for. That’s where...

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Seacoast Staff 10/19/2015 Comments(0)