5 Things to Know About Our Commercial Primary Flood Program

Five Things You Need to Know About Our New Commercial Primary Flood Program

Monday, January 25, 2016

SeaCoast Underwriters recently announced an exciting new Commercial Primary Flood Program offering higher limits, new coverages and fewer restrictions than traditional programs. Check out these details and contact your Underwriter to get started.

  • Higher Limits than NFIP – We offer up to $5 Million per building/location. Basic NFIP is $500,000 per building/location. We offer up to $1 Million in Contents Coverage, NFIP is $500,000. 

  • Our Rates Are Not Subject to NFIP Assessments and Fees – No HFIAA Surcharge (Homeowners Flood Insurance Affordability Act) of $250. No Reserve Fund Assessment which is a % of policy limits up to $200 or more in fees. These fees and assessments can really add up so why pay them if you have another option.

  • Coverages Available – Business Income/Interruption coverage offered up to $100,000. Replacement Cost Coverage on both Building and Personal Property included.

  • Policy Consolidation – You can schedule multiple locations/buildings on one policy (same state) and one policy term. Multiple deductible options and simple endorsements. One policy fee
 
 
And if that’s not enough – No waiting period, no elevation required and no coinsurance penalty! The application is easy and fast, all written on A+ Lloyds paper.
 
At SeaCoast Underwriters, Inc., we capitalize on strong company relationships and utilize many years of underwriting experience and expertise to provide you with the highest level of quality insurance options available. With office locations in Coral Gables and Lake Mary, Florida, we are available to assist you in finding the best coverage for your clients. Contact us for Personal Lines in the Coral Gables office at (888)774-9977 or for Commercial Lines in the Lake Mary office at (800)777-4693 or find us online at www.seacoastunderwriters.com.
 
SeaCoast Staff 1/25/2016

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